OK...Cleveland-based Charter One Bank has chosen Albany, NY for its first joint venture with Starbucks. That's right, the bank will be sharing branch office space with Starbucks...and will be open the same hours as Starbucks (6am-10pm). That sounds kind of convenient for those of us that typically work during regular banking hours. And my husband says it only makes sense, since you almost need to visit the bank for a loan before you buy a cup of coffee at Starbucks. (He's a funny, funny guy.)